Today's home buyer has the opportunity to invest in their future by taking advantage of the 2009 Tax Credit for first-time home buyers.  What a great opportunity to invest in your future and build financial security for you and your family. 

Whether you are interested in buying a pre-owned home or begin the adventure in building your first home now is the time to take advantage of the $8,000 tax credit.  And, remember this $8,000 tax credit does not require repayment.  But time is running out.  You must take advantage of this tax credit prior to December 1, 2009.

New homebuyer tax credits, record low interest rates and a spike in new and existing home sales offer "preliminary signs that housing could be reaching a bottom," says a report from analyst Hanley Wood Market Intelligence.

The Costa Mesa firm reported that a $200,900 median new-home price in the United States is the lowest since December 2003, and accounted for a 4.7 percent jump in sales over January. Sales of existing homes also climbed 5.1 percent nationally in February, Hanley Wood reported.

That was the first time since July that both climbed simultaneously from the previous month.

"While it is too early to assume the worst is over, the recent rebound in the equity markets indicate that at least some confidence has re-emerged," the report said.